Come see this beautiful California Ranch style home in Ronkonkoma! This home has many new improvements including new eat in kitchen and a new roof! Starting out - the private driveway overlooking the well manicured lawn to the front door entryway. Immediately to the right we have a cozy and spacious great room with a fireplace. Possibilities are endless also considered for a dining room entertaining many guests. Through the hallway into the recently remodeled eat in kitchen you will find a living room and ample storage closets. A full bathroom down the hall as well as a half bathroom too. 3 spacious bedrooms which are perfectly sized. Downstairs you will find a lounge area, awaiting the new homeowners touch along with the laundry room and 3 extra rooms. There is no shortage of storage in this home. Come outside and you will find a deck and Gazebo where you may relax and unwind. Completely flat and fenced in yard. This Property has an 8 zone sprinkler system and a whole house water filtration system. This home has hardwood floors, Quartz countertops, carpet in the bedrooms, a new kitchen, all Natural Gas and ready for you!
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Our Executive Mortgage Banker:
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$549,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,992 | $439,992 | $439,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $721 | $721 | $721 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,711 |
Total Monthly Payment | $3,740 | $3,737 | $4,524 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.