This charming 2-bedroom, 2-bathroom home in Port Charlotte offers an ideal blend of comfort and convenience! With a 2-car garage and a prime location near shopping, dining, medical facilities, schools, and recreational areas, you'll have everything you need right at your fingertips. Inside, enjoy the airy feel of the high ceilings and a desirable split floor plan. The formal living and dining areas are perfect for entertaining, while the spacious Florida room adds extra space for relaxation. The pristine kitchen, complete with appliances and a pantry, makes meal prep a breeze. A large laundry room features a convenient laundry tub, and the master bedroom boasts a walk-in closet and a full master bath. The second bathroom includes a tub shower and a lovely skylight. Additional highlights include tile floors throughout, ceiling fans in most rooms, and practical features like panel hurricane shutters, a shed in the backyard, and a pull-down staircase in the garage for extra storage. Enjoy peace of mind with a new shingle roof installed in 2023 and the property being located outside of a flood zone. The fenced backyard provides a private outdoor space, and all appliances and window treatments are included. This home is ready for you to move in and enjoy!
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $192 | $192 | $192 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,886 |
Total Monthly Payment | $1,731 | $1,729 | $2,153 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.