WATERFRONT living at its finest! HIGH & DRY!!! This lovely 2 bed/2Bath/+Den Palm Harbor home built in 2021 survived 2 hurricanes and has everything on your wish list! This home sits on a saltwater canal frequently visited by dolphin and manatees and connects directly to Tampa Bay in 20 minutes with no bridges. Enjoy the lovely views as you relax on the front porch overlooking a 16 X 24 composite dock with a Swinger lift for your PWC. Boasting over 1300 sq ft, its open floor plan is tastefully decorated with crown molding throughout, waterproof vinyl in kitchen & baths, and carpet in living area and bedrooms. Guest bath has tub with shower, and master bath has large walk-in shower. Lots of natural light in every room. Cuddle up in front of the electric fireplace for those cool winter evenings, and you'll love the barn doors at the entrance of the den, providing privacy for your home office or overflow guestroom. Inside washer and dryer and ceiling fans throughout. Home has a garage for car and storage, and an additional stall for your golf cart. Located in Americana Cove, a waterfront 55+ community with lots of amenities and close to DT St Pete (10 min), 2 airports (15 min) and 25 minutes to the beaches. Price includes share for the lot and ownership in the community. Low $360 HOA includes water, sewer, trash pickup, lawn mowing, and 24 hr manned gate. Heated pool, clubhouse, new fitness center, billiards, 2 boat ramps, kayak launch and so much more!!! 675 or higher credit score required by management. Make an appointment to see this home today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $485 | $485 | $485 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,890 | $3,711 |
Total Monthly Payment | $3,504 | $3,467 | $4,288 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.