12 East 97th Street, #8E, New York (Upper East Side), NY, 10029 | $660,000

Charming Carnegie Hill One-Bedroom with Separate Dining Room

Nestled in a beautiful prewar co-op in the heart of Carnegie Hill, this expansive one-bedroom apartment offers both classic charm and modern comfort. A true gem, the apartment is filled with natural light, thanks to its corner position with south and west exposures, creating a warm and inviting atmosphere throughout the day.

The layout boasts a spacious living room, a separate dining area perfect for entertaining, and a windowed kitchen that's bright and airy. Hardwood floors run throughout the entire home, enhancing its timeless elegance. The generously sized bedroom can comfortably accommodate a king-size bed, with ample room to spare.

With windows in every room, including the kitchen and bathroom, this residence offers a delightful connection to the outdoors, creating an uplifting and fresh living environment. Abundant closet space provides plenty of storage, ensuring you'll have a place for everything. Building welcomes co-purchasing, pied a terres and parents buying for kids. Assessment $196. 86 until 2026.

Located in a well-maintained, full-service building with all the charm of Carnegie Hill, this home is just moments from Central Park, charming boutiques, and fine dining. An opportunity to enjoy the best of Upper East Side living in a serene, sun-drenched apartment and in a neighborhood which offers a charming mix of cultural, historic, and recreational attractions.

Features

  • Town: New York
  • Cooling: Unknown Type
  • Levels: 11
  • Amenities: Bike Room; Garden; Laundry Room; Common Storage;
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Year Built: 1926
  • Pet Policy: Pets Allowed
  • Washer/Dryer Allowed: Yes
  • Building Access : Elevator
  • Service Level: Full Time Doorman
  • LobbyAttendant: No
  • OLR#: RPLU5123236034
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/RPLU5123236034/12east97thstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Douglas Elliman Real Estate

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

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12 East 97th Street, #8E, New York (Upper East Side), NY, 10029

$660,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $528,000 $528,000 $528,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,602 $3,509 $4,453
Total Monthly Payment $3,694 $3,601 $4,545

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.