Explore the essence of coastal living in the prestigious Madeira neighborhood, the sole gated community nestled along the marsh front in St. Augustine. This extraordinary residence presents an opportunity to dwell in a fully fenced, tranquil, and picturesque setting, offering both seclusion and breathtaking water vistas. Upon entry, you'll be welcomed by a meticulously crafted interior seamlessly blending comfort and refinement. The expansive open-concept layout boasts lofty ceilings and expansive windows, inviting abundant natural light into every space. The kitchen, a haven for entertainers, features stainless steel appliances, granite countertops, and a generously sized central island—a perfect focal point for hosting cherished gatherings. Retreat to the privacy of the master suite, boasting a serene en-suite with a spa-like bathroom featuring a luxurious soaking tub and separate shower. With additional bedrooms providing ample space and comfort for family or guests, along with a private office/flex space for added versatility, this home caters to every lifestyle need. Step outside to savor the mesmerizing water views from your own backyard oasis. The covered patio offers an ideal setting for relaxation and outdoor entertaining amidst lush landscaping that enhances the natural beauty of the surroundings. Beyond the confines of this exceptional home, the Madeira neighborhood offers a wealth of amenities for its residents, including a community pool, clubhouse, scenic sitting parks, and a fitness center. Conveniently located near shopping, dining, and entertainment options, with easy access to beautiful beaches and Historic Downtown St. Augustine. Embrace a lifestyle of sophistication and tranquility in this remarkable residence within the coveted Madeira neighborhood. Don't miss the opportunity to make this exceptional home yours. Schedule a showing today and envision yourself immersed in the unparalleled marsh front community at the heart of St. Augustine.
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Our Executive Mortgage Banker:
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$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $450 | $450 | $450 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,138 | $3,057 | $3,913 |
Total Monthly Payment | $3,680 | $3,599 | $4,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.