Welcome HOME just in time for the holidays! This stunning Cordova model by DR Horton is filled with modern farmhouse upgrades including drop spot at entry way, shiplap walls in the primary and living room, and light fixtures. The kitchen features maple cabinets with crown molding, quartz countertops, a large corner pantry with custom shelves, and a spacious island. The home has tile flooring throughout most areas, with cozy new plush carpet with upgraded padding in the bedrooms. The primary bath offers a luxurious retreat with a double vanity and a large tiled shower with glass doors. Generously sized bedrooms and closets provide ample space. The open-concept living and dining area connects to the kitchen, perfect for family gatherings. Step through the sliding doors to a Florida-style covered patio and a fully fenced yard. Situated in one of Clay's top subdivisions, enjoy navigable access to the St. Johns River and a dock on Peters Creek. Playground, RV/Boat Storage, No CDD, low HOA
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Our Executive Mortgage Banker:
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$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $291 | $291 | $291 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,915 |
Total Monthly Payment | $2,628 | $2,626 | $3,281 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.