Custom built 4 bedroom beauty on a hill quietly nestled in the Balmville area. This home is a personal favorite of mine! Grand entry leads to open floor plan, living room and formal dining, family room with fireplace, skylights and 2 sets of sliding glass doors leading to an outdoor area all perfect for entertaining. A mix of hardwood, tile and carpet throughout. Modern kitchen with Sub Zero refrigerator, island with cooktop, and eat in area. The primary suite is comparable to a room at a luxury hotel with sunk in sitting area, custom window treatments, spa like bathroom with jetted tub, chandelier and walk in closet. This home was thoughtfully designed inside and out with custom stonework, light fixtures, vaulted wood ceilings, many built ins and Property is landscaped with mature trees, plenty of perennials, Japanese Maple and Dogwood trees, hydrangeas, hellebores, mimosa tree, spring bulbs. Enough space for multi-family living, home office, hobbies or studio. Lower level is finished with over-sized rooms and walk out. 2 car garage underneath. This home has been well maintained over the years, unique in style, layout and charm. Close to all commuter routes, shopping, Newburgh waterfront restaurants and ferry to Beacon Metro North station. This home is truly a one of a kind must see!
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Our Executive Mortgage Banker:
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$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,384 | $1,384 | $1,384 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,726 | $3,722 | $4,723 |
Total Monthly Payment | $5,202 | $5,198 | $6,199 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.