155 12th AVENUE NE, St. Petersburg, FL, 33701 | $899,000

The damage from the hurricanes and flood insurance not required. This craftsman bungalow has been loved and well maintained. The screened front porch is an ideal spot for morning coffee and relaxation. The light and open living space offers a wood burning fireplace and true wood flooring. The dining room can accommodate holiday gathering and charms with it's original original built ins. The spacious primary bedroom provides plenty of room for king size furniture and it features high ceilings and a cedar lined closet. Having the an ensuite bathroom provides privacy. The kitchen has a built in desk and updated appliances. French doors lead to the large composite deck overlooking the tranquil fully fenced back yard, landscaped with natural Florida greenery. The hot water heater, washer and dryer are housed in the garage. New roof August 2024. Updated electrical panel. Termite treatment 2020.
Most of all Location, Location, Location! The property is located an easy walk to downtown St. Pete, North Shore Park and Pool in the heart of desirable Old Northeast!

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 40 x 127
  • Laundry: In Garage
  • Style: Bungalow
  • Year Built: 1925
  • Garage: 1-car Alley Access, On Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,240
  • Acreage: 0.12
  • Lot Size: 40 x 127
  • Est. Taxes: $3,802
  • Lot Desc: Sidewalk
  • View: City, Garden
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer
  • MLS#: TB8318220
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/TB8318220/15512thavenuene_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 8:02:08 AM)
Listing courtesy of CROWN GROUP REALTY INC   Phone: 727-821-0603

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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155 12th AVENUE NE, St. Petersburg, FL, 33701

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.762% 6.036%
Monthly Tax Payment $317 $317 $317
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,605 $4,605 $6,315
Total Monthly Payment $5,014 $5,014 $6,724

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.