NO CCD NO HOA. It's a must see remodeled 3 bedroom 2 1/2 bath 2998 sq ft home in Ruskin, FL. This home has many features including new floors, impact windows, and an open floor plan. Offering neutral colors allow you to add your own style. You are only 10 years into a 50-year metal roof warranty, which will give you peace of mind for many years to come. An en-suite bathroom and dual walk-in closets in the master bedroom provide the perfect owner's retreat. With new quartz counter tops, an eat-in area, a wine/coffee bar, and a walk-in pantry floor to ceiling cabinets for added convenience . Perfectly located near many waterfront homes and the bay, this quiet yet convenient location keeps you close to interstates, beaches and restaurants while still feeling secluded. With its prime location, you'll have easy access to a variety of recreational activities. Enjoy boating, fishing, and kayaking just minutes away at the nearby waterfronts. Plus, some of Florida's best beaches are within a short drive, perfect for weekend getaways and family outings. Don't miss this chance to make this home your own. Call for a showing today.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $646 | $646 | $646 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,022 | $3,879 |
Total Monthly Payment | $3,798 | $3,760 | $4,617 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.