EXCEPTIONAL VALUE IN HARBOR BLUFFS!!! This charming 3-bedroom, 3-bathroom home offers unparalleled value as the most affordable property in the highly regarded Harbor Bluffs community. Boasting an oversized two-car garage and sitting high and dry at approximately 45 feet above sea level, this home has sustained NO HURRICANE DAMAGE and is ready for its next owner. The heart of the home is the beautifully customized kitchen, featuring top-of-the-line stainless steel appliances, sleek quartz countertops, soft-close cabinets and drawers, and under-cabinet lighting, creating a warm and inviting space for both cooking and entertaining. The open floor plan seamlessly connects the kitchen to the expansive living areas, offering both comfort and flow. Enjoy the outdoors with a charming country front porch, or retreat to the spacious screened-in back lanai, ideal for relaxation or gatherings. The home features a thoughtful split-bedroom layout, with the primary master suite offering a luxurious 9’ x 8’ walk-in closet, plus an additional built-in closet for ample storage. Additional features include a nearly new roof (less than 2 years old), two water heaters (one replaced in 2018), a front and side yard sprinkler system, and recent re-plumbing throughout the home in 2018. The home is also equipped with newer double-pane vinyl windows for enhanced energy efficiency and comfort. The expansive family room, complete with a wood-burning fireplace and vertical sliding windows that open to the lanai, offers a perfect space for relaxation and family gatherings. Custom remote-control blinds provide convenience and privacy. Step outside to discover a beautifully landscaped backyard oasis, offering the perfect setting for outdoor living. Don’t miss the opportunity to make this lovely home yours and become a part of the vibrant Harbor Bluffs community. Schedule your appointment today TO SEE FOR YOURSELF HOW WELL MAINTAINED THIS HOME IS! sELLERS CAN CLOSE QUICKLY SO YOU CAN BE IN BEFORE CHRISTMAS!!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$719,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,200 | $575,200 | $575,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $375 | $375 | $375 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,827 | $3,823 | $4,932 |
Total Monthly Payment | $4,294 | $4,290 | $5,399 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.