Stunning custom WATERFRONT pool home located on JAMAICA WAY the most sought after street in desirable deed restricted PUNTA GORDA ISLES. This property offers QUICK deep water SAILBOAT ACCESS and is only 4 minutes to Charlotte Harbor and on to the Gulf of Mexico. Jamaica Way is a dead end street with a cul-de-sac and is walking distance to the Isles Yacht Club. This light and bright home offers 3 Bedrooms, 3. 5 Bathrooms and a 2. 5 Car Garage. Beautiful design features throughout the home. There is an open concept and split bedroom floor plan with Foyer, Great Room, formal Dining Area, Family Room, well appointed Kitchen, Inside Laundry and Office/Den. The Kitchen features staggered height white wood cabinetry with crown molding, granite counters, tile backsplash, pantry closet, breakfast bar with seating for 4, tile floor. There is an island with seating for 2, sink, storage and built in wine rack. Appliances are stainless: French door refrigerator, oven/range, dishwasher, built in microwave. The Kitchen opens to the formal Dining Area with porcelain wood look tile flooring and French doors with transom windows that lead to the Lanai. There is a half bath off the Kitchen. The Inside Laundry offers front loading washer and dryer, counter for folding, cabinets, drawers, shelf, built in double closet. The Family Room features natural light through numerous windows and glass French doors to the Lanai, propane gas Fireplace and lovely porcelain wood look tile flooring. French doors lead to the spacious office/den with large arched window, built in wall electric fireplace and porcelain wood look tile flooring. The impressive Master Bedroom suite has porcelain wood look tile flooring, French doors with transom windows to the Lanai, arched windows, 2 spacious custom walk in closets with wood shelving and drawers. Each closet measures 6. 9 x 6. 7 and each is also a HURRICANE ROOM. The Master Bedroom has a private bathroom with his and hers sinks, wood vanities, granite counters and large frameless walk in shower with clear glass wall. There are two additional generous sized bedrooms- each has double built in closets and storage above. The guest bathroom has a walk in shower and large vanity with white wood cabinets and granite counters. Your living space extends via French doors to the screened Lanai with inground heated pool and spa, full Pool Bath, paver deck, large covered area with two ceiling fans. The pool cage has picture window screening facing the water offering an unobstructed water view. Continue down the paver walkway to the 60 foot concrete dock and 20, 000 lb boat lift. There is an 85 foot concrete seawall maintained by the city of Punta Gorda. There is NO HOA and utilities are city water and sewer.
Other features include: hurricane protection, front door with sidelights and transom window, crown molding, plantation shutters throughout, paver walkway and driveway, irrigation system, lush tropical landscaping. **NEW** METAL ROOF, soffits, gutters, pool cage, doors. This home is 5 minutes to Golf and Fishermen's Village and 10 minutes to historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, walking and biking paths, art galleries, weekend farmers markets, Charlotte Harbor Event Center and more! This is a very impressive home in a special community.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,520,000 | $1,520,000 | $1,520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $785 | $785 | $785 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,733 | $9,733 | $13,346 |
Total Monthly Payment | $10,643 | $10,643 | $14,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.