Welcome to 32 Clay Pitts Road, an immaculate three bedroom, two full bath ranch in the heart of Greenlawn, located within Elwood School District. This single level home is complete with hardwood floors throughout, and will add to the experience of an inviting layout with vaulted ceilings that enhance the sense of openness and natural light. The kitchen features a skylight, filling the space with a warm and welcoming atmosphere. Adjacent to the main living areas is a cozy and STUNNING den complete with a wood burning fireplace and a modern hearth, offering the perfect location for relaxation and gatherings. All three bedrooms are of generous size, and both bathrooms have been recently updated. The recently finished basement with an outside entrance is ideal for many uses including a home office, recreation room, fitness area and generous storage potential. EVERY room in this meticulously maintained home reflects thoughtful design and careful upkeep, ensuring a move in ready experience. Outside, 32 Clay Pitts road doesn't disappoint with beautiful plantings, IMMACULATE lawn care and WOW curb appeal. Don't delay in viewing this turn key home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$609,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $487,200 | $487,200 | $487,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $955 | $955 | $955 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,241 | $3,201 | $4,109 |
Total Monthly Payment | $4,288 | $4,248 | $5,156 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.