Welcome to this charming & spacious 2, 250 SF ranch home in peaceful Charlton. Perfect for buyers seeking one-level living!. This thoughtfully designed, open-concept layout brings everyone together, featuring a vaulted ceiling light-filled living area that's open to a very large, cherry kitchen-truly the heart of the home, offering generous countertop space, tile backsplash, counter seating, & updated stainless steel appliances-a dream for anyone who loves to cook or entertain. 3 spacious bedrooms including a private primary suite w/ large walk-in closet & full bathroom. Outdoors, you'll find a beautiful plantings and a stamped concrete walk-way in the front yard and cabana, firepit and space for gardening, playing, or just relaxing-a tranquil retreat for everyone! The 2-car garage is oversized, w/additional storage space or even a small workshop. With tasteful finishes & a harmonious blend of modern design & cozy elements-move-in ready! OPEN HOUSE 12/15 11: 30-1PM
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,999 | $431,999 | $431,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $371 | $371 | $371 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,984 | $2,910 | $3,675 |
Total Monthly Payment | $3,447 | $3,373 | $4,138 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.