Beautiful Remodeled Turnkey 1981 home, Located on a quite cul-de-sac that backs up to a lake in Spanish Lakes Golf Community. Perfect condition , 2/2 1340 sq. ft. home, which includes all new appliances such as Refrigerator, Dishwasher, Microwave, Washer and Dryer. Laminate flooring throughout the home. Updated kitchen including new cabinets. Updated bathrooms. HVAC 2016, See supplements for 4 point inspection supplied by the home owner Roof NEW 2023 Cement patio screened facing the lake, Clubhouse amenities include pool, tennis courts, shuffleboard and FREE golf with no HOA fees or taxes. Lot rent includes garbage and recycling pick up and lawn maintenance. Lot Rent $800 per month. This is one of the best home I have listed
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $104,000 | $104,000 | $104,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $9 | $9 | $9 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $701 | $691 | $877 |
Total Monthly Payment | $785 | $775 | $961 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.