Welcome to your serene retreat on Trout River! This stunning home, set on nearly one acre with over 120 feet of water frontage and a private dock, offers the perfect blend of privacy and convenience. Enjoy easy access to the ocean, I-95, and downtown Jacksonville, while immersing yourself in the tranquility of your own waterfront haven. Approaching the property, you'll be greeted by mature trees, a grand circular driveway, and a fence with elegant brick pillars. The side-entry two-car garage gives the home a grand feel. Inside, the spacious ranch design features an expansive great room with extra-wide sliders that frame breathtaking river views and an oversized fireplace that serves as a striking focal point. A custom metalwork screen creates a stylish separation between the foyer and great room, allowing the stunning vistas to capture your attention from the moment you enter through the double front doors. The kitchen and owner's bath have been thoughtfully remodeled with upgraded cabinetry and countertops, blending modern comfort with timeless style. Outside, you'll find two covered patios and a beautifully shaded backyard, perfect for enjoying the outdoors. The large dock and recent bulkhead maintenance ensure that this home is ready for your waterfront enjoyment. Lovingly maintained by its original owner, this property offers a rare combination of privacy, convenience, and an affordable waterfront lifestyle. Don't miss the opportunity to make this exceptional home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $268 | $268 | $268 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,815 | $3,717 | $4,757 |
Total Monthly Payment | $4,175 | $4,077 | $5,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.