Welcome Home to the desirable Stony Brook Complex. First Floor One Level Living at its BEST in this Stony Brook garden unit! This 2 bedroom 2 full bath ground floor townhouse style home with attached one car garage and driveway parking is maintenance free living. The tiled entry leads to the sunken living room, spacious dining area and open kitchen with peninsula counter tops. This unit is in a perfect location for non maintenance living and yet privacy. The back patio/deck overlooks the natural space in rear of property. The master bedroom has a Hollywood style vanity area in addition to the full master bath. The walk in closet also has access to the stairs down to crawl (4 to 5ft high) dry storage basement. An additonal full hall bath and second bedroom complete the floorplan. Arched doorways, trey ceiling, crown molding and custom lighting. Water/Sewer, landscaping, snow removal, trash, community amenities all included in HOA. The community club house, pool and tennis courts is just a few doors down from this unit. This complex is tucked away in an executive suites complex. Yet minutes to all major shops, restaurants, and interstates. Additional Information: ParkingFeatures: 1 Car Attached,
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $433 | $433 | $433 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,725 | $1,701 | $2,159 |
Total Monthly Payment | $2,233 | $2,209 | $2,667 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.