Under contract-accepting backup offers. **** SELLER EXTREMELY MOTIVATED!!! ENCOURAGING OFFERS!!! **** Nestled in the gated neighborhood of Circle Square Woods within the 55+ community of On Top of the World, this villa offers a landscaped exterior with shady mature trees and a covered front porch entry with room for seating. The living room features mirror details on the living room wall and an adjacent L-shaped dining area. The kitchen offers abundant cabinet storage and comes equipped with matching appliances, including a refrigerator, dishwasher, and microwave, making meal preparations a breeze. A highlight of the home is the large space off the kitchen offering versatility for a breakfast nook or a convenient flex space to suit your needs. This space opens to an enclosed lanai, complete with ceiling fans and plenty of room for seating and entertaining. While both bedrooms enjoy ample natural light, the master bathroom offers the added advantage of a walk-in closet and a private en suite bathroom. The attached 2-car garage offers convenient storage capacity and plenty of space for parking. Circle Square Woods features a range of fantastic community amenities including maintenance services, a clubhouse with pool, golf course, tennis courts, and much more! This neighborhood has a highly convenient location just off of Ocala's State Road 200 corridor, opening up a variety of options for nearby shopping and dining. Come and experience the easy and enjoyable lifestyle that awaits you in this great community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$142,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $114,000 | $114,000 | $114,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $47 | $47 | $47 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $768 | $758 | $961 |
Total Monthly Payment | $890 | $880 | $1,083 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.