Free Standing condo/single family, No HOA Fee, low RE taxes. Discover this delightful 3-bedroom, 1. 5-bathroom Colonial, ideally situated in the heart of South Essex and just steps away from the area’s best seafood restaurants, charming antique shops, and the Essex boat landing. Spend your weekends kayaking, exploring local attractions, or simply relaxing in the sun and water. This home radiates charm with its timeless Colonial architecture, featuring spacious living areas and modern upgrades like hardwood floors, granite countertops, and stainless steel appliances. The inviting covered porch is perfect for sipping your morning coffee or unwinding with an evening glass of wine. With plenty of space to grow, this home offers an excellent opportunity to raise a family in a vibrant community known for its top-rated school system in Massachusetts. Don’t miss the chance to own this unique home in a desirable neighborhood, offering both convenience and a relaxed lifestyle!
Type | Description | Level |
---|---|---|
Bedroom 2 | Beamed Ceilings, Flooring - Hardwood | Second |
Bedroom 3 | Beamed Ceilings, Flooring - Hardwood | Second |
Dining Room | Flooring - Hardwood, Open Floorplan | First |
Kitchen | Flooring - Hardwood, Pantry, Countertops - Stone/Granite/Solid, Remodeled, Stainless Steel Appliances | First |
Living Room | Wood / Coal / Pellet Stove, Flooring - Hardwood, Open Floorplan | First |
Master Bedroom | Vaulted Ceiling(s), Flooring - Hardwood | Second |
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$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $253 | $253 | $253 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,041 |
Total Monthly Payment | $3,533 | $3,530 | $4,386 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.