|
Presented by
The MCM Team |
261 North Street, Ridgefield, CT, 06877 | $2,795,000
New construction. . . ready to move in. . . near the heart of downtown Ridgefield. Enjoy the holidays in this sophisticated design of modern open living, heralded by walls of glass & flooded by natural light. Step inside to an open sleek staircase grounded by 5" white oak flooring, flowing into an eat-in kitchen that is a culinary haven. . . Impressive oversized quartz island, Thermador appliances, counter seating for 5+, and 2 built-in microwave ovens lead to the additional caterer's prep/coffee bar room where you can become your own barista. Includes ample counter space, a wine cooler, cabinetry, & walk-in pantry. Step back out to the living & dining rooms that merge seamlessly, highlighted by a two-sided gas fireplace providing ambiance. A 2nd full laundry, half bath, & mud room area complete the main floor. Upstairs you'll find a primary bedroom with spa-like bath & two walk-in closets. Three additional bedrooms, a second laundry room, & 2 full baths encompass the second level. Movie night takes place in the media/family room plumbed for a wet bar, a game room/fitness gym, & a future walk-in wine-tasting room, half bath, & finished storage room. Massive outdoor deck right off the kitchen ideal for sitting around a fire pit with friends. 3-car oversized att garage with charging station. Just a short drive to historic downtown RIDGEFIELD consistently ranked by CT magazine as "One of the Best Places to Live". Sought after award-winning schools. Convenient I-684 commute, 70 min NYC.
Features
- Rooms: 12
- Bedrooms: 4
- Baths: 3 full / 2 half
- Laundry: Main Level,Upper Level
- Style: Colonial,Contemporary
- Year Built: 2024
- Garage: 3-car Attached Garage,Off Street Parking,Driveway
- Heating: Hot Air
- Cooling: Central Air
- Basement: Full,Storage,Fully Finished,Interior Access,Liveable Space,Full With Hatchway
- Above Grade Approx. Sq. Feet: 3,344
- Below Grade Approx. Sq. Feet: 1,500
- Acreage: 1.23
- Est. Taxes: $42,000
- Lot Desc: Lightly Wooded,Treed,Dry,Level Lot
- Elem. School: Barlow Mountain
- Middle School: Per Board of Ed
- High School: Ridgefield
- Appliances: Cook Top,Convection Range,Refrigerator,Dishwasher
- MLS#: 24050948
- Website: https://www.raveis.com
/mls/24050948/261northstreet_ridgefield_ct?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Bedroom 3 | Hardwood Floor | Upper |
| Dining Room | Gas Log Fireplace,Fireplace,Hardwood Floor | Main |
| Family Room | Lower | |
| Kitchen | 9 ft+ Ceilings,Balcony/Deck,Quartz Counters,Pantry,Sliders,Hardwood Floor | Main |
| Living Room | Gas Log Fireplace,Fireplace,Hardwood Floor | Main |
| Office | Engineered Wood Floor | Lower |
| Other | Engineered Wood Floor | Lower |
| Other | Breakfast Bar,Built-Ins,Pantry,Hardwood Floor | Main |
| Primary BR Suite | Hardwood Floor | Upper |
| Rec/Play Room | Lower |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The MCM TeamSales Associate
203.733.7006
TheMcCarthyGroup@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 147983
845.290.3871
Matthew.DeMaria@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
261 North Street, Ridgefield, CT, 06877
$2,795,000
The MCM Team
Sales Associate
William Raveis Real Estate
Phone: 203.733.7006
TheMcCarthyGroup@raveis.com
Matthew DeMaria
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $2,236,000 | $2,236,000 | $2,236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
| Monthly Tax Payment | $3,500 | $3,500 | $3,500 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $13,049 | $14,133 | $18,869 |
| Total Monthly Payment | $16,674 | $17,758 | $22,494 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524