One or more photo(s) has been virtually staged. Charming 3-Bedroom Home in Ormond Beach on your own land. Discover this delightful 9-year-old gem, built in 2015, nestled on an oversized lot with a depth of 139 feet, enclosed by a pristine white vinyl fence. This home radiates pride of ownership, meticulously maintained and sparkling clean throughout the years. Recent Upgrades Galore! New Air Conditioning System (2023), All of the following are brand new: Luxury Vinyl Flooring & Baseboards, Whirlpool Stainless Steel Appliances (Refrigerator, Range, Dishwasher), Comfort Height Toilets, Vanity Lights, and Hall Bath Mirror, New Kitchen Sink & Faucet, All Ceiling Fans & Blinds, Elegant Dining Room Chandelier, Freshly Painted Interior including exterior steps, New Stone Driveway & Fresh Mulch, New Smoke Detectors and Professionally Cleaned. The home features a split plan with 3 bedrooms and 2 full baths. The primary suite measures 13. 7 x 12. 11 with a walk-in closet and its own private bath. The two guest bedrooms share a separate full
bath. Every room offers vaulted ceilings. The kitchen boasts ample cabinets and counter space, including a breakfast bar that seamlessly connects to the dining area. Enjoy the convenience of an inside utility room with washer and dryer hookups. Double pane windows and a new storm door flood the home with natural light, enhancing the open floor plan with no wasted space. Enjoy the outdoor bliss with your inviting pool sized backyard with its secure vinyl fencing, is perfect for children and pets to play safely. Enjoy your coffee in the morning on your outdoor patio. The home's curb appeal is undeniable and offers a new stone driveway that accommodates multiple cars. Prime location is a plus with just a 10-minute drive to the beach, grocery store, and restaurants, this home offers the perfect blend of comfort and convenience. Meticulously maintained and move-in ready, this home is sure to impress. Don't miss out on this fantastic opportunity! NO FLOOD INSURANCE REQUIRED. HOME IS NOT IN A FLOOD ZONE.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $202 | $202 | $202 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,267 | $1,250 | $1,585 |
Total Monthly Payment | $1,544 | $1,527 | $1,862 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.