Wonderful natural light enlivens the interior of this 3-story freestanding brick townhouse, a legal two-family residence currently set up as a single family. Perched on its own hilly lawn, the approx. 2300 sq. ft. house was built circa 1870 in fashionable Italianate style. It features 16 original sash windows, French windows onto the balconied porch, wood-burning fireplace on the parlor floor, plaster walls, old board floors, fine moldings throughout. There are 4 bedrooms, 2 baths. Ground level: Kitchen (with direct access to garden), dining, laundry and utility rooms. Second floor: parlor, entry hall, plus 2 more rooms for office, studio, or spare bedrooms. Top floor has 4 bedrooms and a bath thus, there's a basic kitchen on the top floor that was a bedroom. Quite livable as it stands, or a worthy restoration project in Catskill's East Side Historic District. Off-street parking via shared drive, short walk to Main Street shops and restaurants. Typically a 12-minute drive to Amtrak station in Hudson.
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $422 | $422 | $422 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,759 | $3,542 |
Total Monthly Payment | $3,308 | $3,273 | $4,056 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.