Welcome to your piece of paradise! NO FLOOD OR STORM DAMAGE. This spacious waterfront 1, 728 sq. ft. Palm Harbor model home, built in 2007, is located in the highly sought-after, resident-owned, gated community of Windmill Village in Punta Gorda. Offering 3 bedrooms, 2 bathrooms, and a wealth of features, this home sits on a generous oversized lot with direct access to the serene Tarpon Canal. Step inside to discover an open floor plan with a welcoming living room, dining area, and a beautifully appointed kitchen. The home features drywall and crown molding throughout, creating a polished and refined atmosphere. In 2023, the home was updated with a new roof and new vinyl siding for peace of mind. The kitchen is a chef's dream, with a stunning decorative tile backsplash, stainless steel appliances, ample cabinetry, and a tile floor for easy maintenance. A large pantry ensures plenty of storage space. Laundry room is located off the kitchen and has space for a chest freezer. The expansive primary bedroom easily accommodates a king-size bed and boasts a massive 5. 5 x 7. 5 walk-in closet, offering an abundance of storage. The en-suite primary bath is a luxurious retreat with decorative ceramic tile, double sinks, and a multi-head shower with six shower heads—perfect for ultimate relaxation. The second and third bedrooms are generously sized and can each comfortably fit a queen-size bed, with ample closet space to match. Enjoy the tranquil waterfront view from your 16 x 18 enclosed lanai, a perfect spot for your morning coffee or evening cocktail. This air-conditioned space is equipped with an 18, 000 BTU mini-split unit, providing year-round comfort and new plush carpet. For those who need extra storage, this home delivers! Inside, you'll find plenty of storage, and for even more space, the 2. 5-car garage (24' deep x 22' across) is fully enclosed, offering ample room for your vehicles and other belongings. Fish from your dock, or take a trip out to the Harbor or Gulf. Windmill Village offers a full range of amenities to support an active, social lifestyle, including two private marinas, a boat ramp, trailer storage, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball courts, and a large community center with a variety of clubs. The recently built Pavilion by the heated pool is an ideal spot for gatherings and events. Please note, the purchase price does not include the $20, 285 Buy-In Share and Bond, which is refundable upon resale.
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$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $151 | $151 | $151 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,538 | $1,537 | $1,950 |
Total Monthly Payment | $1,764 | $1,763 | $2,176 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.