This charming 2-bedroom ranch offers a perfect blend of rustic charm and comfort. Step inside to discover a warm, inviting living space, highlighted by a classic wood stove that adds both character and coziness on chilly evenings. An open floor plan allows for flow from the living room and dining room into the kitchen, perfect for entertaining! The light filled bedrooms provide peaceful sanctuaries for rest and relaxation. A spacious garage leaves room for one car and plenty of storage. An unfinished basement provides additional storage potential or the option for a finished space in the future. Set on a generous, sprawling lot, this property is ideal for outdoor enthusiasts, gardening, or simply enjoying the beauty of nature. With ample room for play, pets, or entertaining, your outdoor possibilities are endless. This house has updated siding and shutters, a newer roof, storm door, garage door, and fully owned 2017 solar panel array.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | 11.2 x 11.5 | First |
Dining Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box | 8.7 x 11.4 | First |
Kitchen | Flooring - Laminate, Slider, Lighting - Overhead | 10.7 x 8.0 | First |
Living Room | Wood / Coal / Pellet Stove, Ceiling Fan(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box, Exterior Access, Slider, Lighting - Overhead | 14.3 x 23.4 | First |
Master Bedroom | Closet, Flooring - Hardwood | 14.9 x 11.5 | First |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $380 | $380 | $380 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,483 | $2,419 | $3,096 |
Total Monthly Payment | $2,938 | $2,874 | $3,551 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.