Model home available! This spacious, smart-home villa offers 3 bedrooms, 2 bathrooms, a dedicated study with 8’ French doors and a 2-car garage. The Topsail is approximately 1, 765 square feet of open, airy living space complimented by oversized sliders leading to the paved, screened, lanai. A perfect spot for morning coffee or a relaxing evening at home. This villa is an open floor plan flowing from the kitchen to the dining room and into the great room. The kitchen boasts pewter glazed cabinetry and Cirrus quartz countertops. The Topsail has split bedrooms with the owner’s retreat at the rear of the home to provide privacy. In the en suite owner’s bath, you will find dual sinks in the raised vanity, a large shower, a private water closet, linen closet and walk-in closet. The secondary bedrooms and bath are on the opposite side of the home. The gated community of La Paloma offers a low maintenance lifestyle complete with pickleball, pool with lap lanes, spa, fire pit area and is very golf cart friendly. Photos, renderings and plans are for illustrative purposes only and should never be relied upon and may vary from the actual home. Pricing, dimensions and features can change at any time without notice or obligation. The photos are from the furnished model home. The furniture and furnishings do not transfer with the sale of the home. Home will be ready May 2025.
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Our Executive Mortgage Banker:
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$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,155 | $2,766 |
Total Monthly Payment | $2,654 | $2,627 | $3,238 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.