This charming single-level home with a walk-out lower level and a separate bunkhouse is perfect for hosting family and friends, for outdoor enthusiast, for retirement, and or for a main home or a second home. The main house features a kitchen with stainless steel appliances, vaulted ceilings in the dining and living rooms, and a cozy wood stove with a brick hearth. Sliding doors off the dining room and living room lead to a deck, ideal for outdoor gatherings, while a screened porch provides a peaceful spot to relax. The primary bedroom includes an ensuite bath, and there’s a second bedroom along with a full bath on the main level. Downstairs, the lower level adds extra living space with a large family room, a versatile bonus room, and ample storage space. The bunkhouse offers a welcoming retreat for guests, with an eat-in kitchen, comfortable living room warmed by its own wood stove, a bedroom, and a screened porch. While the bunkhouse does not have water or septic, it’s perfect for short-term guest stays. Completing the property are two wood sheds, a beautifully landscaped yard, and a paved driveway. Located in a peaceful area bordered by National Forest on two sides, this home provides serene surroundings and easy access to the outdoors. With the Rocky Branch South Trailhead just up the road and six major ski areas within a short drive, this is a wonderful place to enjoy both comfort and nature.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $234 | $234 | $234 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,207 | $3,164 | $4,014 |
Total Monthly Payment | $3,533 | $3,490 | $4,340 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.