Amazing find! This 1BR/ 1. 5BA townhome is deceivingly larger than the square footage says! When you enter up a short flight of stairs you'll be in the large main living area. Spacious enough for a sectional and dining room set. This unit comes fully applianced and has a convenient stackable washer/dryer located in a closet in the kitchen. There's also a half bathroom on the main level. Upstairs is a big loft that makes a perfect sitting room or home office! You can look down to see the dining area and kitchen from the loft. There's a full bathroom on this floor, and then a huge Primary Bedroom with gorgeous windows and good-sized closet. Speaking of closets, did we mention the private storage closet that comes with this unit? It's accessible right outside from your balcony. Get ready to sit and enjoy your morning coffee/tea, a nice meal, or just stare out at the lovely pond and fountain that's directly in your view! The Old Mount Carmel complex is in a prime location, close to Quinnipiac University, Sleeping Giant State Park, plenty of shopping, restaurants, and major highways. Schedule your showing today and get moved in before the end of the year! NOTE: Tax records and MLS address are incorrect. The actual property address is "3228 Whitney Ave. Unit 704, Hamden, CT 06518". The town and the HOA have previously been notified of the discrepancy.
Type | Description | Level |
---|---|---|
Full Bath | Tub w/Shower,Tile Floor | Upper |
Kitchen | Laundry Hookup,Tile Floor | Main |
Living Room | Balcony/Deck,Combination Liv/Din Rm,Dining Area,Wall/Wall Carpet | Main |
Primary Bedroom | Wall/Wall Carpet | Upper |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $371 | $371 | $371 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $943 | $920 | $1,181 |
Total Monthly Payment | $1,389 | $1,366 | $1,627 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.