Lovely ingle-family gem located in the peaceful quiet street in the outskirts of the City of Newburgh. With 2 comfortable bedrooms and 1 well-appointed bathroom, this home offers a warm and inviting atmosphere perfect for anyone seeking a blend of city convenience and suburban tranquility. Step inside to find a lovely eat-in kitchen, ideal for everyday meals or intimate gatherings. The spacious living room is bathed in natural light, thanks to an adjoining sunroom that provides the perfect spot for morning coffee or an afternoon read. Outside, you'll love the large detached 2-car garage and a long driveway offering ample parking and storage. Entertain guests or relax in style with a beautiful gazebo that’s perfect for outdoor lounging and gatherings. This home also has an unfinished basement, offering a blank canvas to create a recreation room, home gym, or additional living space to suit your needs. Additional Information: ParkingFeatures: 2 Car Detached,
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $204,000 | $204,000 | $204,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $512 | $512 | $512 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,374 | $1,356 | $1,720 |
Total Monthly Payment | $1,961 | $1,943 | $2,307 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.