598 STONE RIDGE Drive, Ponte Vedra Beach, FL, 32081 | $675,000

Welcome to your dream home in the highly sought-after Crossing section of Twenty Mile in the vibrant Nocatee community! This stunning 4-bedroom, 2. 5-bath residence combines modern elegance with energy-efficient features, making it the perfect blend of style and sustainability. Step inside to an open floor plan adorned with luxury vinyl plank floors, designed to create a spacious and seamless flow between living spaces.

The heart of the home boasts a gourmet kitchen with a brand-new gas cooktop and dishwasher. This inviting space is ideal for entertaining and everyday living. The large primary suite offers a serene retreat overlooking the waterfront and preserve. It also comes complete with a spacious bathroom that includes dual sinks, a step-in shower, and ample storage. The upstairs loft provides the perfect spot for a playroom, gaming area, or second living room. The 3 additional bedrooms (located upstairs) provide flexibility for family, guests, or a home office. Enjoy the Florida lifestyle on your oversized screened lanai, which overlooks a tranquil pond and preservation areaperfect for morning coffee or evening relaxation. With a new HVAC system, whole home dehumidifier, spray foam insulation, and a central vacuum system, this energy-efficient home ensures comfort and convenience year-round. Additional highlights include a two-car garage and walking distance to Palm Valley Academy! Nocatee is an award-winning community featured as one of the best places to live on many lists. Amenities are second to none including water parks, trails, a navigable pond, kayak launch, and much more! Don't miss the opportunity to make this home yours and experience the best of Nocatee living.

Features

  • Amenities: Basketball Court, Children's Pool, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Traditional
  • Year Built: 2016
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,220
  • HOA Fee: $450 Annually
  • Lot Desc: Wooded
  • View: Pond, Trees/Woods
  • Water Front: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Water Heater, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater
  • MLS#: 2055426
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/2055426/598stoneridgedrive_pontevedrabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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598 STONE RIDGE Drive, Ponte Vedra Beach, FL, 32081

$675,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $540,000 $540,000 $540,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,593 $3,589 $4,554
Total Monthly Payment $3,685 $3,681 $4,646

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.