64 Gifford Avenue, Windham (Willimantic), CT, 06226 | $280,000

This adorable cape has three bedrooms and one full bath, an open backyard, and plenty of curb appeal. Located less than one mile from the frog bridge in a quiet side street neighborhood with public water and sewer. Enter through the mudroom, with new ceramic tile, and back yard access. The kitchen has all stainless steel appliances, laminate countertops and a serving window open to the living room. The main level has beautiful hardwood floors throughout the living room, dining room, and master bedroom. The full bathroom is located adjacent the master and has new ceramic tile. The upper level has two modest bedrooms with ample natural light, plenty of storage, and matching vinyl flooring. The basement has interior access as well as hatchway and is partially finished, with opportunity for additional living space, storage and laundry. The attached one car garage is extra long with overhead storage. The backyard is fully fenced and gated, with a patio and fire pit perfect for entertaining. Close to eastern, restaurants, shopping, walking trails and parks. You will not want to miss this great home! Move right in, or bring your choice of updates! The possibilities are endless.

Features

  • Town: Windham
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full
  • Style: Cape Cod
  • Year Built: 1949
  • Garage: 1-car Attached Garage
  • Heating: Hot Water
  • Cooling: None
  • Basement: Full,Unfinished
  • Above Grade Approx. Sq. Feet: 1,248
  • Acreage: 0.3
  • Est. Taxes: $5,428
  • Lot Desc: Fence - Full,Level Lot
  • Elem. School: Per Board of Ed
  • High School: Per Board of Ed
  • Appliances: Electric Cooktop,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24058486
  • Website: https://www.raveis.com
    /prop/24058486/64giffordavenue_windham_ct?source=qrflyer
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Room Information

Type Level
Bedroom 1 Upper
Bedroom 2 Upper
Dining Room Main
Living Room Main
Primary Bedroom Main

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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64 Gifford Avenue, Windham (Willimantic), CT, 06226

$280,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $224,000 $224,000 $224,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $452 $452 $452
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,509 $1,489 $1,889
Total Monthly Payment $2,036 $2,016 $2,416

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.