Professionally Cleaned, Move in Ready and Completely Turn Key Furnished Home Located in the Active and Neighborly 55 and older Community of Alameda Isles. Alameda Isles Community is in close proximity to our beautiful local beaches and offers Boat slip with additional fee to the Intercostal waterway, Community Pool and Hot Tub, Pickleball and Tennis Courts, Shuffle Board, Clubhouse with Pool Table, Fitness area, Sauna Library and Fun Community Events to join all year around. This 2 bedroom 2 bath home features Living area with formal dining area, eat-in kitchen open to an additional living room. Both Primary and Secondary bedrooms have own bathrooms access. Primary suite features Oversized walk in closet with double sink vanity and standing shower. Secondary bedroom features two walk-in closets and guests bathroom access. Throughout the home you will enjoy the built in shelving and cabinets, offering additional storage spaces, Newer hardwood floors and carpet, upgraded cabinet hardware and door knobs, updated kitchen appliances, newer bathroom sinks and toilets. Florida Room offers over an additional 200 square feet of living space with Mobile Room AC/Heater/Humdifier for your all year around use. Outdoors you will find this Home has a Newer Heavily Insulated and treated Roof to withstand High Hurricane winds with newer gutters, Freshly Painted exterior and Landscaping, Newer Carport with a 160 square foot Utilty room complete with work bench and shelving (Tool stay too!). Rentals allowed when your not occupying(see Community Rules)
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Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $185 | $185 | $185 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,354 | $1,320 | $1,667 |
Total Monthly Payment | $1,613 | $1,579 | $1,926 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.