This little 1920s nugget (Cryder Hollow as known by the family) has undergone several metamorphoses over the years. The surrounding area has not changed much, the country road remains a country road, Germantown is still only 5 minutes away by car, and the country views unobstructed. During the most recent renovation, with the help of an architect the main floor, except for entrance and kitchen, was opened to create open space and a less formal living style. Sliding glass doors were added in both living room and dining area and open to an outside deck. The living room, a step down from the family and dining area runs the width of the house and has a wood burning fireplace - even with the open floor design it has a feeling of separateness. The roomy kitchen opens to a dining area, strategically alined with the sliding glass doors that face the deck. Upstairs is the primary bedroom with a vaulted ceiling, bath with claw foot tub, and walk in closet. Two additional bedrooms share a bath. Between the primary bedroom and 2 separate bedrooms is an open area used for watching tv, reading and office work. The upstairs is filled with light from many windows - including two large round windows on each end of the house. As for the surrounding area, Bard College is minutes away and a hub for first class music, art and learning. Closer is Tivoli for good food, and Clermont for communing with nature, picnicking, sunsets over the Catskills and so much more. Amtrak stops in Rhinebeck and Hudson - both 20 minutes away. The Mid Hudson Valley has much to offer. Olana, home of Frederic Church for trail walks and directly across the river in Catskill - the new Thomas Cole Center.
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,099 | $3,022 | $3,879 |
Total Monthly Payment | $3,191 | $3,114 | $3,971 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.