Seize the rare opportunity to own over an acre in the heart of downtown, free from HOA restrictions! This elegantly designed one-level home offers stunning tidal creek views from every room, creating a tranquil and picturesque ambiance.
The property features a versatile 1-bedroom, 1-bath guest cottage, ideal for generating rental income, hosting guests, or providing additional living space to meet your needs.
Recent Upgrades include: New HVAC system, energy-efficient spray foam insulation, tankless water heater, recessed lighting throughout, tastefully refinished floors, updated hall bathroom, and a new roof on the guest cottage. An expansive screened-in back porch with a cozy fireplace, a concrete patio in the backyard perfect for entertaining, and new dock and fencing have also been added. The kitchen is perfect for entertaining, being open, airy, and well-appointed. It comes complete with a commercial-grade refrigerator, double ovens, ample storage, quartz countertops, and plenty of working and entertaining space.
The master suite has been beautifully remodeled in 2024, featuring new flooring, a luxurious bathroom, and a spacious walk-in closet. Enjoy breathtaking sunsets from your back porch or while relaxing on the dock, fully immersing yourself in the enchanting lowcountry lifestyle. This home is a true treasure, blending comfort, style, and location. Don't miss your opportunity to experience the best of coastal living! Picturesque, private and peaceful.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,075,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $860,000 | $860,000 | $860,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,578 | $5,507 | $7,551 |
Total Monthly Payment | $5,703 | $5,632 | $7,676 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.