Welcome to this beautiful, two bedroom, end-unit townhome at The Commons at Cedar; a lovely community tucked away on the highly desirable southside of Poughkeepsie. The walkway to this home, framed by stone walls and manicured landscaping, leads to an appealing bluestone entry. Inside, you are greeted by gleaming wood floors and an open concept layout. The dining room, flooded with natural light from the expansive window is wide open to the kitchen which flows nicely into the spacious living room. The kitchen has been updated with shaker cabinetry, soft-close drawers, a double sink and stainless steel appliances. The living room, large enough to accommodate an additional dining area, is illuminated by sunlight streaming in through the sliding glass door. The patio backs up to woods creating a sense of calm and privacy. An elegant powder room adorned with tasteful wallpaper and quality fixtures completes the main floor. As you ascend the stairs to the second level, you are received by a generous landing area offering entry to both bedrooms and the main bath. The primary bedroom is extremely spacious and includes a walk-in closet as well as a second, oversized closet. The full ensuite bath will wow you. Enjoy a tiled shower, a gorgeous vanity and pleasing finishings. The second bedroom is generously sized and also includes a walk-in closet. The main bathroom was recently refreshed. You will love this community. Enjoy a brand new inground pool, a fully renovated clubhouse, tennis courts and the convenience of 2 assigned parking spaces. Close to shopping, restaurants, the Poughkeepsie train station, the waterfront, medical facilities, public transportation, Vassar College, major highways and all that the fabulous Hudson Valley has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,920 | $255,920 | $255,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $519 | $519 | $519 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,703 | $1,681 | $2,158 |
Total Monthly Payment | $2,297 | $2,275 | $2,752 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.