Discover the charm of this custom-built ranch home nestled in the sought-after Crystal Ridge subdivision, just minutes from Crystal Lake. Designed with comfort and style in mind, this 2-bedroom, 2-bathroom gem boasts an expansive 2, 089 square feet of living space with an inviting open floor plan, ideal for easy living and entertaining. Step into the grand living room, where soaring cathedral ceilings and a cozy gas fireplace create a warm and inviting atmosphere. Abundant natural light fills the space, highlighting the thoughtful craftsmanship and attention to detail throughout. The well-appointed kitchen flows seamlessly into the living and dining areas, perfect for gathering with friends and family. This home is fully wired and generator-ready, you can enjoy peace of mind in all seasons. Downstairs, a spacious unfinished basement offers endless possibilities for customization-whether you're envisioning a home gym, workshop, or extra storage space. Plus, a convenient walk-up attic provides even more room for expansion or organization. Enjoy the peaceful surroundings of Crystal Ridge while staying close to parks, shopping, and the beauty of Crystal Lake. With its perfect blend of comfort, quality, and future potential, this home is ready to be yours.
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Main |
Dining Room | Hardwood Floor | Main |
Eat-In Kitchen | Granite Counters,Hardwood Floor | Main |
Full Bath | Tub w/Shower,Tile Floor | Main |
Living Room | Cathedral Ceiling,Fireplace | Main |
Primary Bedroom | Full Bath,Whirlpool Tub,Tub w/Shower,Walk-In Closet,Wall/Wall Carpet | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $770 | $770 | $770 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,695 | $2,628 | $3,373 |
Total Monthly Payment | $3,557 | $3,490 | $4,235 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.