Nestled on a picturesque, tree-lined residential street, this charming four-bedroom, 1and 3/4 baths colonial sits proudly on a spacious corner lot. The home boasts classic hardwood floors, window seat and a cozy wood-burning stove in the living room, adding warmth and character. The updated windows invite natural light into every room, while the trek deck provides a perfect outdoor retreat for relaxing or entertaining. A split system on the sunporch cools the main level during warmer months, ensuring comfort year-round. The kitchen offers a convenient pantry for storage, making meal prep a breeze. The basement has been waterproofed, ideal for additional storage or potential recreation space. A walk-up attic with an extra room adds versatility, whether for storage, a home office, or a playroom. The property includes a detached garage, offering both convenience and additional storage. This home beautifully balances modern updates with timeless colonial charm, ready to welcome you home.
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Hardwood | Second |
Bedroom 3 | Flooring - Hardwood | Second |
Bedroom 4 | Flooring - Hardwood | Second |
Dining Room | Flooring - Hardwood | First |
Kitchen | Flooring - Vinyl, Pantry, Kitchen Island, Deck - Exterior | Main,First |
Living Room | Wood / Coal / Pellet Stove, Flooring - Hardwood, Window Seat | Main,First |
Master Bedroom | Flooring - Hardwood | Second |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $483 | $483 | $483 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,890 | $3,710 |
Total Monthly Payment | $3,502 | $3,465 | $4,285 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.