Welcome to your dream home! This stunning 4 bedroom home with Dual Owner's Suites—one conveniently located downstairs and the other upstairs so you can be close to the secondary bedrooms.
As you enter, you'll be greeted by an inviting open floor plan with high ceilings and an abundance of natural light flowing through large windows, creating a warm and welcoming atmosphere. The main living area boasts elegant tile flooring, a spacious kitchen complete with a cozy breakfast nook, a formal dining room, and a dedicated home office, ideal for remote work or study. Upstairs you will find 3 bedrooms plus a bonus/loft area—the perfect hang out spot after school.
Step outside to your covered patio and enjoy the tranquility of your fenced-in backyard—ideal for entertaining or relaxing with family and friends. Plenty of storage all throughout the property including a 3 car garage and extra space in the laundry room under the stairs. Don't wait to call this place your next home! If buyer chooses Jennifer Kramer NMLS #1106601 with First Coast Mortgage NMLS#1953441, up to a $1400 lender credit will be applied towards the buyer's closing costs. This is not a commitment to lend. Equal Housing Opportunity.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $505 | $505 | $505 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,385 |
Total Monthly Payment | $4,057 | $4,053 | $4,982 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.