95269 MACKINAS Circle, Fernandina Beach, FL, 32034 | $1,044,000

Stunning Renovated Home in the Prestigious Gated Community of Harrison Cove! Nestled on a perfect cul-de-sac lot, this meticulously renovated residence offers the perfect blend of luxury, comfort, and style. The stunning curb appeal of this property welcomes you with lush, professional landscaping and a spacious, side-entry garage. The beautifully designed outdoor space, including a fully fenced yard, large pavered patio and covered lanai with retractable screens, offers the perfect setting for relaxation and entertaining. Step inside and prepare to be amazed by the exquisite finishes throughout. The home boasts White Oak Wood flooring and custom wood trim at every turn, creating a warm and inviting atmosphere. Abundant natural light pours in from every direction, accentuating the high-end modern fixtures, soaring high ceilings, and thoughtful upgrades that adorn every room. The formal dining and living rooms offer versatility, ideal for hosting guests or enjoying quiet moments. The heart of the home is the gourmet kitchen, a chef's dream, complete with top-of-the-line stainless steel appliances, Cambria Quartz countertops, custom cabinetry with soft-close hinges and pull-out shelving, plus a stunning view of the family room and backyard. The open-concept floor plan flows seamlessly into the family room, offering a perfect space for gathering and relaxation. The master suite is a true retreat, tucked away at the back of the home for ultimate privacy. Enjoy the luxurious ensuite bathroom featuring porcelain tile, a freestanding tub, a custom walk-in tiled shower, and elegant Quartz-topped vanities. Every detail has been carefully selected to create a spa-like experience. The additional guest bedrooms are spacious and offer plenty of storage, with custom-built shelving in every bathroom and throughout the home. Every room features plantation shutters for added elegance and privacy. Additional upgrades include a newer roof, a high-end water softener system, a whole house generator, and a custom fireplaceall providing peace of mind and comfort. No expense has been spared in making this home truly exceptional. With every upgrade carefully chosen for quality and style, this is a home that must be seen to be fully appreciated. See this truly unique abode before she's snagged!

Features

  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
  • Style: Traditional
  • Year Built: 2004
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,492
  • Acreage: 0.22
  • Est. Taxes: $9,041
  • HOA Fee: $975 Annually
  • Lot Desc: Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear
  • Elem. School: Emma Love Hardee
  • Middle School: Yulee
  • High School: Yulee
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
  • MLS#: 2055470
  • Days on Market: 45 days
  • Website: https://www.raveis.com
    /eprop/2055470/95269mackinascircle_fernandinabeach_fl?source=qrflyer
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Listing courtesy of Keller Williams Realty Atlantic Partners

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert.Reade@raveis.com

Our Insurance Division:

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95269 MACKINAS Circle, Fernandina Beach, FL, 32034

$1,044,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $835,200 $835,200 $835,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.620% 6.735% 6.806%
Monthly Tax Payment $753 $753 $753
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,417 $5,348 $7,333
Total Monthly Payment $6,295 $6,226 $8,211

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.