Experience Florida living in this exceptional 3-bedroom, 2. 5-bathroom townhouse with the desirable, rarely available Biltmore floor plan, set on a peaceful preserve in North Naples, Florida. The first-floor master suite features custom California closets and tile flooring, complemented by neutral tones and ceiling fans throughout. California closets also in the laundry room, and both first-floor bathrooms. Enjoy a quiet retreat on the private, screened-in lanai with southern rear exposure. The upstairs includes upgraded carpet and HD padding, two comfortable guest rooms, and ample storage. Equipped with impact-resistant windows and doors, upgraded appliances, 75 inch wall mounted Samsung TV with sound bar, and a full-size stackable washer and dryer, this home is move-in ready. The epoxy-finished garage with custom cabinetry adds functionality and style. Located just 12-15 minutes from beautiful Gulf beaches and close proximity to excellent schools, shopping, and dining options. Low HOA fees and no mandatory flood insurance make this home the perfect combination of comfort, convenience, and value in a highly sought-after community. Ideal for those seeking a vacation home, primary residence or investment property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$565,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $200 | $200 | $200 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,007 | $2,969 | $3,812 |
Total Monthly Payment | $3,299 | $3,261 | $4,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.