SPACIOUS WATERFRONT CONDO IN PGI W/DEEDED DOCK & QUICK BOATING ACCESS TO CHARLOTTE HARBOR! This condo at Captain's Landing in Punta Gorda Isles has it all: a great location, deeded dock, canal basin view & quick boating access to Charlotte Harbor. The unit boasts a great room layout w/over 2, 000 sq ft of living space, two large bedrooms, den w/French doors, beautiful wood floors, high ceilings, eat-in kitchen & adjacent formal dining area. Large windows & a wall of sliding glass doors provide lots of natural light. Great room opens to the screened lanai extending the living space outside. Lanai has tile flooring & built-in bar w/beverage fridge all overlooking the canal basin & docks below. Grab your favorite beverage & enjoy fabulous sunsets over the canal every night thanks to the western rear exposure. The kitchen has solid surface counters, raised-panel cabinetry + decorative display shelves at end of cabinets. The master suite has a large, picture window overlooking the canal, an oversized, walk-in closet & large master bath. Master bath has dual sinks, seated vanity & glass-block shower. The guest room also features an oversized, walk-in closet. The unit has lots of storage space in addition to the large walk-in closets, there is a linen closet in the guest bath, a coat closet in the foyer & a large storage area off the laundry room plus an assigned storage room in garage. Den features double French doors & can easily be converted to 3rd bedroom, if necessary. Unit comes w/deeded dock #5. Dock has 10, 000 lb boat lift + water & electric hook-ups available dockside. Enjoy some of the best fishing & boating directly from your backyard. Other amenities include a heated pool & covered, under building parking. Deeded parking space #5 & storage space #5 come w/the unit. Take advantage of the fabulous location - miles of sidewalk connect you to Fishermen's Village, Isles Yacht Club, Gilchrist Park, Hounds on Henry dog park & historic downtown. Come discover why Punta Gorda is considered a hidden gem in SW Florida.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $633 | $633 | $633 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,898 | $3,677 |
Total Monthly Payment | $3,626 | $3,623 | $4,402 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.