NON-FLOOD ZONE. Welcome to Historic Old Northeast, known for its brick-lined streets, historic homes, and close proximity to downtown St. Pete. This two-bedroom, two-bath craftsman bungalow has been completely renovated. As you walk in the door, you’ll be greeted with original heart pine wood flooring, all new impact windows (2023), custom window treatments, tons of natural light, wood-burning fireplace, and craftsman built-ins that are original to the home. The home is currently laid out with a formal dining space, office space, and living room- with an option to add additional counter eating in the kitchen. The main level also features one bedroom and bath plus a beautiful chef's kitchen with shaker-style cabinetry, quartz counters, stainless steel appliances, and in-ceiling lighting. Just off the kitchen there is a quaint courtyard- perfect for morning coffee or afternoon cocktails. Upstairs you will find a well-appointed primary suite with a 5x9 walk-in closet and remodeled bath complete with skylight, granite counters, and custom cabinetry. Additional features include indoor laundry room with storage, low-maintenance yard great for a "lock and leave" lifestyle, new HVAC including ductwork (2022), new landscaping with well irrigation (2023), vinyl fencing (2023), interior and exterior paint (2023), whole house water softener and kitchen sink filtration system (2024), and the plumbing, electrical panel, hot water heater were all replaced/upgraded in 2014. Metal roof is 2012.
Moments away from the North Shore waterfront and just minutes from all that downtown St. Pete has to offer, restaurants, museums, shopping, waterfront Tampa ferry, and great nightlife.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $826 | $826 | $826 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,482 | $4,482 | $6,146 |
Total Monthly Payment | $5,400 | $5,400 | $7,064 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.