201 Fernwood CIRCLE, #201, Seminole, FL, 33777 | $245,000

Welcome to this bright and shiny, newly renovated, end unit condo in the heart of Seminole. This reno was done with class and attention to detail! Within the last 2 years the following have been replaced: HVAC, water heater, impact windows, Samsung appliance package, washer and dryer, some plumbing, both bathrooms, floors and so much more! Walk into a large open floor plan with light streaming through the large bank of windows in the Florida room, that look over the lovely landscaped lawn, pool, clubhouse, and shuffle board. All just close enough, without being too close. Take in the breathtaking sunsets from the Florida room and enjoy the open plan with the kitchen, dining and living room. The kitchen is sparkling with a gently used Samsung appliance package, Shaker - soft close cabinets, and granite counters. Throughout you will see stylish ceiling fans, recessed lighting, crown molding, and tall base boards. The master bedroom is outfitted with a large walk in closet, lots of light, and a beautiful bathroom with a walk-in shower. The second bathroom is equally as nice, with a large, jetted tub. Both rooms have like new carpeting, and great sized walk-in closets. There is a back entrance to the condo that leads you right out to the pool, clubhouse, shuffleboard courts, and grilling area. This is a pet friendly community (smaller pets), that is just a mile and a half from Madeira Beach, and just around the corner from beautiful Lake Seminole Park. The home is a second floor unit, that you will never have to worry about flooding or noise from above. The relatively low HOA covers so much. . . Cable, Internet, Water, Sewer and grounds maintenance, 2 assigned parking spots, and plenty of guest parking. Garden Condos is tucked away, yet so close and convenient to great restaurants, entertainment and shopping, with Seminole City Center close by. Quick trip to St. Pete / Clearwater airport (25 min. ) and Tampa International (35 min). This is a great opportunity to make a turnkey move into a meticulously maintained home at a great price!

Features

  • Heating: Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Complex: GARDENS THE CONDO
  • Year Built: 1974
  • Approx Sq. Feet: 1,277
  • Acreage: 4.76
  • Est. Taxes: $2,149
  • Condo Fee: $557 Monthly
  • View: Pool
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8317827
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/TB8317827/201fernwoodcircle_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 5:17:11 PM)
Listing courtesy of CENTURY 21 CIRCLE   Phone: 727-351-0700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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201 Fernwood CIRCLE, #201, Seminole, FL, 33777

$245,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $196,000 $196,000 $196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $179 $179 $179
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,320 $1,303 $1,653
Total Monthly Payment $1,574 $1,557 $1,907

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.