Welcome to your new home sweet home in DeBary - a friendly, highly desirable area known for its easy going charm and natural beauty! This delightful 3-bedroom, 2-bath ranch-style home is the perfect spot to start your next chapter, whether you're a first-time buyer, an investor, or someone looking to downsize. Split Bedroom Floor Plan: Ideal for privacy and easy living, with the master suite on one side and secondary bedrooms on the other. Backyard: Wooded around the perimeter for privacy + plenty of room for a pool and for the kids and pets to play. Updated Essentials: Rest easy with a new roof and A/C installed in 2022! Charming Curb Appeal: This home shines with brand-new siding and a welcoming vibe from the street. A little TLC on the inside will make it your own! Location Perks: Nestled in a peaceful neighborhood, you’ll have easy access to the best DeBary has to offer. Parks & Recreation: Gemini Springs Park for scenic walking trails, picnic areas, and playground. Or hop over to the St. Johns River for boating and kayaking adventures. Commuter-Friendly: Just minutes to I-4, making trips to Orlando or the beaches a breeze. Or hope on the Sunrail and commute via train. Shopping & Dining: Local favorites are at your fingertips for shopping and dining spots for every craving. Nearby Attractions: A short drive takes you to the historic charm of Sanford and the natural beauty of Blue Spring State Park (famous for its winter manatee visitors!). With a little bit of updating, this home can truly shine. Don’t miss your chance to make this affordable gem your own and enjoy all the perks of DeBary living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $72 | $72 | $72 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,401 | $1,366 | $1,754 |
Total Monthly Payment | $1,548 | $1,513 | $1,901 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.