SAILBOAT COUNTRY POOL HOME
Welcome to 45 Cottonwood Court, a 2, 900 sq. ft. canal-front retreat in Palm Coast’s coveted Sailboat Country. This home boasts 80 feet of water frontage, offering stunning waterway views from nearly every room, just 1, 700 feet from the Intracoastal Waterway—perfect for boat lovers and those drawn to the Florida lifestyle.
Inside, enjoy three spacious bedrooms, an office/den, and three full bathrooms. Flooded with natural light from eight skylights, this home offers a bright and airy ambiance throughout. The primary suite is a sanctuary, featuring luxurious California Closets and a spa-like ensuite bath. A tankless water heater ensures endless hot water, while the expansive great room with its water views invites both relaxation and gatherings. Plantation shutters in the bedrooms and office add timeless elegance and privacy.
The kitchen is designed for both form and function, with granite countertops, an island with ample workspace, double ovens, abundant cabinetry, and a breakfast nook with a serene view of the water. A large laundry room provides extra storage, and the oversized 550 sq. ft. garage offers ample space for vehicles and toys alike.
Outdoors, a paver pool deck surrounds a heated pool, perfect for year-round enjoyment, with plenty of deck space for guests to relax and soak in the Florida sun. A boat dock equipped with water and electric provide convenient access for all your boating and waterfront needs. Directly off the primary suite, a spa awaits for ultimate relaxation. A paver circle driveway and manicured landscaping create a grand entrance, while providing ample parking for guests.
Fresh exterior paint adds to the home's inviting curb appeal, and hurricane shutters give peace of mind during storm season. 45 Cottonwood Court combines luxurious indoor-outdoor living with convenient water access—your canal-front sanctuary awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$900,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $720,000 | $720,000 | $720,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.375% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.209% | 6.498% | 6.579% |
Monthly Tax Payment | $420 | $420 | $420 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,610 | $4,492 | $6,223 |
Total Monthly Payment | $5,122 | $5,004 | $6,735 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.