Beachside Beauty in an amazing beach town! Only 5 years young, this coastal cottage has 3 bedrooms, 2 full bathrooms and a whole lot of charm. Tucked away on a quiet street, 3 blocks to the beach and a stone's throw to Intracoastal views, this one has just about perfect written all over it. Open layout with fabulous window treatments throughout, lighted ceiling fans, and a super functional in-home laundry room make this charmer a must see, that affords you a carefree way to live the salt life. Tons of kitchen cabinetry, custom storage, and a large island make entertaining an absolute joy. The large attached garage has room for your golf cart when you are not cruising around Flagler Beach taking in the vibe or eating at one of the unique restaurants that Flagler Beach has to offer. For the boating enthusiasts, there is room to store a boat on site and a boat launch nearby. For the fishermen, just a few yards away, is one of the best onshore fishing spots around. You can launch your kayak from there as well. Beach goers, you are in luck with one of the finest free, laid-back shore spots in Florida, where friendly faces wave while golf carting around town. This non HOA community is a hidden gem, tucked conveniently between historic Saint Augustine and action packed Daytona Beach. Orlando's amusement parks are also close by for day trips with family and guests. Talk about LOCATION! Flagler Beach is one of Forbes Top 10 Places to Live in Florida. If turn key, just bring your flip flops home is what you desire, then YOU have found it! Call for a private showing. (This home has never flooded. )
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$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $308 | $308 | $308 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,959 | $2,919 | $3,704 |
Total Monthly Payment | $3,359 | $3,319 | $4,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.