Welcome home to this well cared for raised ranch nestled in the heart of Essex! You’ll love everything about this inviting property, from its welcoming curb appeal to the flexible interior layout and must-have outdoor spaces, perfect for relaxation & entertaining. Updates include new windows, exterior doors & mini-split. Enter through the double doors into the landing, where you can head upstairs to the kitchen—fully equipped with new appliances, ample counter space, and a convenient breakfast bar. The kitchen opens to a sunlit dining area, including sliding doors to a wood deck overlooking the expansive, private backyard featuring new fencing. Across from the dining area is a versatile flex room, ideal as a cozy living room, office, or guest space. Down the hall, you’ll find spacious bedrooms and a full bath. The primary bedroom offers double closets and an ensuite bath for added comfort and convenience. The lower level provides a welcoming laundry room and direct entry from the attached 2-car garage. Beyond stylish sliding barn doors lies a renovated family room featuring a cozy wood stove—a perfect retreat on chilly Vermont days. This level also opens to the backyard, where you’ll discover a smaller shed, under-deck storage, raised garden beds, and a firepit area to enjoy in all seasons. This home is situated near Sandhill Park with playgrounds and a community pool, just minutes from Essex amenities, and schools, and only a 20-minute commute to Burlington!
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $538 | $538 | $538 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,830 | $2,759 | $3,542 |
Total Monthly Payment | $3,460 | $3,389 | $4,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.