538 19th STREET NW, Ruskin, FL, 33570 | $289,900

Welcome to 538 19th St NW, a charming 3 BEDROOM, 2 BATHROOM, FULLY FENCED, POND VIEW home, equipped with SOLAR PANELS, all while nestled in the GATED COMMUNITY of Mira Lago! You are greeted by an open-concept floor plan boasting a living room, dining room, and kitchen combination, designed for seamless living, offering both spaciousness and connectivity. A charming pass-through window to the kitchen adds both convenience and character, allowing for easy serving and connection between spaces. The soaring vaulted ceilings throughout amplify the space, flooding areas with natural light and adding a touch of warmth to the home's ambiance. This split floor plan offers two bedrooms, and a second bathroom readily located at the front of the home, privately separated from the owner's suite. The generous owner's suite includes a spacious walk-in closet and an en suite bathroom. The additional two bedrooms are ideally situated near the second bathroom, making it perfect for family members or guests. Savor the convenience of a fully outfitted kitchen featuring stainless steel appliances, a built-in pantry closet, and a glass sliding door offering a tranquil view of the pond. Enjoy morning coffee, evening sunsets, family gatherings, and other outdoor fun in the oversized fully fenced backyard; highlighting a patio, pond view, and no backyard neighbors! With solar panels installed, benefit from enhanced energy efficiency and savings through minimal or no electric bills. Community amenities include a resort style pool, playground, and basketball court. Minutes from grocery stores, restaurants, entertainment, and shopping. Conveniently located near I-75, US-41, and US-301 allowing for easy access to Tampa, MacDill AFB, Ybor City, Tampa International, Sarasota, and all the stunning beaches! This home is ready for new owners to take advantage of all it has to offer, be sure to schedule your showing today!

Features

  • Amenities: Basketball Court, Clubhouse, Gated, Park, Pool
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 50.12 x 110
  • Laundry: In Garage
  • Style: Contemporary, Florida
  • Year Built: 2008
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Solar
  • Cooling: Central Air
  • Approx Sq. Feet: 1,296
  • Acreage: 0.13
  • Lot Size: 50.12 x 110
  • Est. Taxes: $4,685
  • HOA Fee: $271 Quarterly
  • Lot Desc: In County, Landscaped, Sidewalk
  • View: Water
  • Elem. School: Thompson Elementary
  • Middle School: Stewart-HB
  • High School: Lennard-HB
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8317141
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8317141/53819thstreetnw_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/8/2024 5:02:07 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

538 19th STREET NW, Ruskin, FL, 33570

$289,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,920 $231,920 $231,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $390 $390 $390
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,543 $1,524 $1,956
Total Monthly Payment $2,008 $1,989 $2,421

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.