Welcome to this stunning custom-built home, where thoughtful design meets functionality AND comes with a $10, 000 credit to the future home owner!! This beautifully crafted residence offers spacious bedrooms, each designed for comfort and relaxation, and features expansive closet space in every bedroom, adding a touch of practicality. A three-way split floorplan gives way to the private sections of the home. Two additional rooms at the front of the home can be used as flex areas, formal dining, an extra sitting lounge or a game room. The home is incredibly well-insulated, ensuring energy efficiency and comfort throughout the seasons. Updated kitchen lighting makes meals luminous and their preparations, flawless. With two A/C units, you'll stay cool and comfortable even on the hottest days. The property also offers a boat pad perfect for watercraft enthusiasts. The half-circle driveway provides easy access and ample parking, making it ideal for hosting guests. This home truly has it all—schedule your private showing today and experience the blend of custom craftsmanship and modern convenience! ***If purchasers opt for the seller's recommended lender, they will be eligible for a 1% lender credit toward closing costs. This offer is only valid when utilizing the preferred lender for preapproval. May not be combined with any down payment assistance programs. ***
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Our Executive Mortgage Banker:
Our Insurance Division:
$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $197 | $197 | $197 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,864 | $3,677 |
Total Monthly Payment | $3,190 | $3,153 | $3,966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.