Wow! What a view and what a sunset! Located in Stonebridge at Chapel Creek, this nearly new home built in 2021 is a beautifully maintained four-bedroom, two-bath oasis with a fully fenced backyard overlooking a gorgeous large pond. This home is packed with upgrades, including whole home gutters, an extended garage for larger vehicles/storage, pull-out custom drawers throughout the kitchen, under-counter lighting, pull-down attic stairs, a sink in the garage, and upgraded wood composite flooring throughout - NO CARPET! Once you enter the foyer, you'll see two bedrooms or a future office on the right, sharing a full-size bathroom. Moving forward, you'll enter the large great room with ceilings soaring 12 feet and opening into the generous kitchen and dining area overlooking the main living space. The kitchen has an extra large island with seating for at least six people, granite countertops, 36 inch kitchen cabinets, and a walk-in pantry. Nestled between the kitchen and the garage is a laundry room that can double as a mud room, complete with a washer/dryer and a large area for folding and storage. The dedicated dining space for family dinners leads out the adjacent sliding doors overlooking your screened-in patio and the tranquil oversized pond. The backyard is fully fenced with an extended concrete pad for your outdoor dining or leisure. Finishing off the back of the home is a large primary bedroom with an ensuite bathroom. The primary bath has a private water closet, dual sinks, an oversized shower, and an adjacent walk-in closet.
This community offers a pool, cabana, dog park, playground, and walking trails complete with fitness stations- all for a low HOA fee of less than $10/mo. You can even go bass fishing from the shore of the pond! All this is less than 15 minutes from I-75 and Wiregrass Mall and less than 20 minutes from the Grove/Krate Park at Wesley Chapel and the Tampa Premium Outlets. Come see this home and see if it is perfect for you.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $302,800 | $302,800 | $302,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $473 | $473 | $473 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,066 | $2,013 | $2,554 |
Total Monthly Payment | $2,614 | $2,561 | $3,102 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.