WELCOME HOME TO BEAUTIFUL AND SERENE COUNTRY LIVING! This Cedar built, meticulously maintained, 2 bedroom 1 bath home is nestled on 12 accessible acres. The entire property is fenced in with 2 gates near the principal area and garage/workshop/barn for easy entry. The home features a separate office/den, an electric fireplace in the living room for cozy nights, a recently remodeled bathroom (Oct 2024), a convenient interior laundry/utility room with additional storage area and an updated Metal roof, HVAC and insulation less than 4 years old each. The home boasts upgraded electrical panels, flooring, double pane windows and a convenient sliding glass door leading to a breathtaking view of the vast property from the beautiful and fully covered, well lit, wrap around porch. The edible and herbal garden throughout the front of the parcel offers various mature Pecan trees, Citrus trees, a Plum tree, a Black Walnut tree, Persimmon, PineCone Ginger and Muscadine Grape vines. For Garage/workshop/storage use, the property includes an oversized metal, 2 door, 2 car (35x25) garage with it's own electrical panel and enclosed storage with a split unit AC.
This personal retreat is proximal to the world renown Suwannee River (and State Park), one of Florida's longest and most loved rivers. Enjoy the nearby Spirit of the Suwannee Music Park and Campground as well as numerous natural springs found in the county, among them the Falmouth, Branford, Little River, Peacock, Royal, Suwannee and Sulfur Springs near the Suwannee River. Bring your animals, toys and/or building plans and see why you will fall in love with this blank canvas of a dream homestead. Seller will contribute $5K towards Buyer's Closing expenses on full price offers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $32 | $32 | $32 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,234 | $2,846 |
Total Monthly Payment | $2,369 | $2,341 | $2,953 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.