This newly renovated expanded ranch is a seaside gem with a luxurious connection to the ocean. Set on a spacious lot with private beach access, this home greets you with fresh, modern curb appeal-clean lines, an updated exterior in calming coastal tones, and tasteful landscaping. Inside, the open floor plan and large windows bring in plenty of natural light, while high-end finishes such as polished hardwood floors, quartz countertops, and stainless steel appliances elevate each room's appeal. The kitchen is designed with functionality and style in mind, featuring custom cabinetry, a large center island, and a sleek backsplash that ties the space together. Flowing into the dining and living areas, the layout is great entertaining, with sliding doors that open to an expansive backyard deck for summer barbecues or just relaxing. Bedrooms are spacious and feature ample closet space. The primary suite stands out with a spa-like en-suite bathroom. The finished basement is a great space for entertaining all year around with a wood burning stove for the cozy winter nights and a separate outside entrance that leads to the backyard. The private beach access is a standout feature-imagine morning walks along the shore, weekend picnics, or simply unwinding to the sound of the waves. With fresh landscaping and outdoor seating areas, the outdoor space is as inviting as the indoors, making this expanded ranch a peaceful coastal retreat that feels like a year-round vacation. , Additional information: Appearance: Mint, Interior Features: Lr/Dr
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Our Executive Mortgage Banker:
Our Insurance Division:
$889,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $711,200 | $711,200 | $711,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.748% | 6.396% | 6.036% |
Monthly Tax Payment | $613 | $613 | $613 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,038 | $4,379 | $5,954 |
Total Monthly Payment | $4,743 | $5,084 | $6,659 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.